Our Services

One Advisor,
Four Ways We Help

Engage us for one service or all four as an ongoing relationship. Every engagement is custom, not pulled off a shelf.

Service Details

Plan Design & Procurement

Because we're independent, we shop across the full market instead of one carrier's shelf. We structure medical, dental, and vision coverage around your budget and workforce, and manage every piece of paperwork from quote to enrollment.

  • Full market RFP across national and regional carriers
  • Medical, dental, vision & ancillary plan design
  • Enrollment platform setup your HR team can run

Self-Funded Strategy

For businesses ready to take direct control of their claims spend. We structure self-funded programs with the stop-loss protection to manage the risk responsibly, and stay engaged on the data year-round.

  • Feasibility review based on claims history
  • Stop-loss coverage sourcing & TPA selection
  • Ongoing claims data monitoring

Level-Funded Strategy

A predictable monthly payment like a fully-insured plan, with the potential for a refund if your group's claims run low. Often the right first step before full self-funding.

  • Level-funded carrier comparison
  • Underwriting & rate negotiation
  • Year-end surplus review

Renewal & Cost Containment

Renewal isn't the one day a year we show up. We monitor plan performance year-round, benchmark against comparable groups, and go into every renewal ready to push back on unjustified increases.

  • Annual renewal negotiation & market re-shop
  • Plan benchmarking against comparable groups
  • Claims issue advocacy, year-round
How It Works

From First Call to Ongoing Advisor

One point of contact, start to finish.

Discover

We review your current plan, census, and budget to understand exactly where you stand.

Design

We shop the full market and build real, custom options across fully-insured, level-funded, and self-funded structures.

Enroll

We manage carrier setup and enrollment tech so HR and employees actually understand what they're signing up for.

Manage

Year-round support, after-hours included, plus renewal negotiation every year.

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Not Sure Which Service Fits?

Book a free consultation and we'll tell you honestly what we'd recommend first.

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