Florida Blue Group Health Plans: A Small Employer's Starting Point
What Florida Blue actually offers a small group, and the four things to check before assuming it's your answer.
Notes From the Desk
Employee Benefits,
Employee Benefits,
Explained Plainly
Renewals, plan design, and the fine print on your enrollment form — written the way we'd explain it across a desk, not the way a carrier writes it into a policy.
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HMO or PPO: Picking a Network Structure Your Team Will Actually Use
The plan-design decision that determines whether your employees can keep their doctors, and why the cheaper premium sometimes costs more.
Moving Your Group to Florida Blue: What the Transition Actually Looks Like
Effective dates, participation requirements, what your employees experience, and the questions to ask before you sign anything.
How to Read a Renewal Increase Before You Panic
Group health renewals almost never come with a reason attached. Here's how to tell whether an increase is defensible, or just unchallenged.
What a Broker Actually Does That Calling the Carrier Directly Doesn't
Small group rates are filed with the state, so the premium is usually the same either way. The difference is everything that happens before and after the sale.
The Terms on Your Enrollment Form, Explained in Plain English
Deductible, coinsurance, out-of-pocket maximum, and a dozen other words nobody defines before asking you to pick a plan.